@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600&family=IBM+Plex+Sans:wght@400;500;600&family=IBM+Plex+Mono:wght@400;500;600&display=swap');
  :root{
    --ink:#16233F; --paper:#FAF8F4; --paper-line:#E4E0D6; --card:#FFFFFF;
    --emerald:#1F7A5C; --emerald-dark:#175f47; --brick:#B23A2E; --gold:#B8873A;
    --slate:#5B6472; --slate-light:#8b93a0;
  }
  *{box-sizing:border-box; margin:0; padding:0;}
  body{ background:var(--paper); font-family:'IBM Plex Sans', sans-serif; color:var(--ink); min-height:100vh; }
  .num{font-family:'IBM Plex Mono', monospace; font-variant-numeric:tabular-nums;}
  h1,h2,h3{font-family:'Fraunces', serif;}
  .ledger-bg{ background-image: repeating-linear-gradient(to bottom, transparent, transparent 27px, var(--paper-line) 27px, var(--paper-line) 28px); }
  .ledger-rule{ border:none; border-top:1px solid var(--paper-line); margin:0; }
  .ledger-rule.gold{ border-top:1.5px solid var(--gold); }
  .auth-wrap{ min-height:100vh; display:flex; align-items:center; justify-content:center; padding:32px 16px; }
  .auth-card{ width:100%; max-width:420px; background:var(--card); border:1px solid var(--paper-line); border-radius:4px; padding:40px 36px 32px; box-shadow:0 1px 2px rgba(22,35,63,0.04); }
  .brand-mark{ font-family:'Fraunces',serif; font-weight:600; font-size:22px; color:var(--ink); }
  .brand-sub{ font-size:11px; letter-spacing:.08em; text-transform:uppercase; color:var(--gold); }
  .auth-card h1{ font-size:26px; font-weight:500; margin:18px 0 4px; }
  .auth-sub{ color:var(--slate); font-size:14px; margin-bottom:24px; }
  .tabs{ display:flex; margin-bottom:28px; }
  .tab{ flex:1; text-align:center; padding:10px 0; font-size:13px; color:var(--slate); cursor:pointer; border:none; border-bottom:2px solid var(--paper-line); background:none; font-family:'IBM Plex Sans',sans-serif; }
  .tab.active{ color:var(--ink); border-bottom:2px solid var(--gold); font-weight:500; }
  label{ display:block; font-size:12.5px; color:var(--slate); margin-bottom:6px; margin-top:16px; }
  label:first-of-type{ margin-top:0; }
  input[type=text], input[type=email], input[type=password], input[type=tel], input[type=date]{
    width:100%; padding:11px 12px; border:1px solid var(--paper-line); border-radius:3px; font-size:14px; color:var(--ink); background:#fff;
  }
  input:focus{ outline:none; border-color:var(--gold); box-shadow:0 0 0 3px rgba(184,135,58,0.15); }
  .btn{ width:100%; padding:12px; border-radius:3px; border:none; font-size:14px; font-weight:500; cursor:pointer; }
  .btn-primary{ background:var(--emerald); color:#fff; margin-top:22px; }
  .btn-primary:hover{ background:var(--emerald-dark); }
  .btn-primary:disabled{ background:#a9b3ac; cursor:not-allowed; }
  .btn-link{ background:none; color:var(--emerald); text-decoration:underline; font-size:13px; padding:0; width:auto; }
  .btn-ghost{ background:none; border:1px solid var(--paper-line); color:var(--ink); }
  .divider{ display:flex; align-items:center; gap:12px; margin:20px 0 4px; }
  .divider .ledger-rule{ flex:1; }
  .divider span{ font-size:11px; color:var(--slate-light); text-transform:uppercase; letter-spacing:.08em; }
  .foot-row{ display:flex; justify-content:space-between; margin-top:18px; font-size:13px; }
  .error-box{ background:#fbeceb; border:1px solid #e6b6b1; color:var(--brick); font-size:13px; padding:10px 12px; border-radius:3px; margin-top:16px; }
  .info-box{ background:#f4f0e6; border:1px dashed var(--gold); color:#7a5b26; font-size:12.5px; padding:10px 12px; border-radius:3px; margin-top:18px; line-height:1.5; }
  .code-inputs{ display:flex; gap:10px; margin-top:6px; }
  .code-inputs input{ width:44px; height:52px; text-align:center; font-family:'IBM Plex Mono',monospace; font-size:20px; padding:0; }
  .app-shell{ display:flex; min-height:100vh; }
  .sidebar{ width:230px; background:var(--ink); color:#fff; flex-shrink:0; display:flex; flex-direction:column; padding:26px 0; }
  .sidebar .brand-mark{ color:#fff; padding:0 24px; } .sidebar .brand-sub{ padding:0 24px; }
  .side-nav{ margin-top:34px; flex:1; }
  .side-link{ display:flex; align-items:center; gap:12px; padding:11px 24px; font-size:13.5px; color:#c7cede; cursor:pointer; border-left:3px solid transparent; }
  .side-link.active{ color:#fff; background:rgba(255,255,255,0.06); border-left-color:var(--gold); }
  .side-link.disabled{ color:#5c6785; cursor:default; }
  .side-link .soon{ margin-left:auto; font-size:9.5px; text-transform:uppercase; color:var(--gold); border:1px solid rgba(184,135,58,.5); border-radius:10px; padding:2px 7px; }
  .side-bottom{ padding:0 24px; }
  .side-bottom button{ width:100%; background:none; border:1px solid #3a4763; color:#c7cede; padding:9px; border-radius:3px; font-size:13px; cursor:pointer; }
  .main{ flex:1; padding:32px 44px; }
  .topbar{ display:flex; justify-content:space-between; align-items:flex-end; margin-bottom:8px; }
  .greeting{ font-size:24px; font-weight:500; }
  .greeting .date{ font-size:13px; color:var(--slate); font-weight:400; display:block; margin-top:4px; }
  .avatar{ width:38px; height:38px; border-radius:50%; background:var(--gold); color:#fff; display:flex; align-items:center; justify-content:center; font-size:14px; font-weight:600; cursor:pointer; }
  .hero-row{ display:flex; gap:20px; margin-top:28px; flex-wrap:wrap; }
  .hero-card{ background:var(--card); border:1px solid var(--paper-line); border-radius:4px; padding:22px 24px; flex:1; min-width:220px; }
  .hero-label{ font-size:11.5px; text-transform:uppercase; letter-spacing:.06em; color:var(--slate); }
  .hero-value{ font-size:30px; margin-top:10px; } .hero-value.zero{ color:var(--slate-light); }
  .hero-note{ font-size:12px; color:var(--slate-light); margin-top:6px; }
  .panel{ background:var(--card); border:1px solid var(--paper-line); border-radius:4px; margin-top:24px; padding:26px 28px; }
  .panel-head{ display:flex; justify-content:space-between; align-items:center; }
  .panel-head h2{ font-size:17px; font-weight:500; }
  .panel-head .tag{ font-size:11px; color:var(--gold); border:1px solid rgba(184,135,58,.5); border-radius:10px; padding:2px 8px; }
  .empty-state{ text-align:center; padding:44px 20px 30px; }
  .empty-state .ledger-rule{ max-width:180px; margin:0 auto 22px; }
  .empty-state h3{ font-size:16px; font-weight:500; margin-bottom:6px; }
  .empty-state p{ font-size:13.5px; color:var(--slate); max-width:340px; margin:0 auto; line-height:1.55; }
  .empty-state .btn{ max-width:230px; margin:20px auto 0; }
  .grid2{ display:grid; grid-template-columns:1fr 1fr; gap:20px; margin-top:22px; }
  @media (max-width:720px){ .grid2{ grid-template-columns:1fr; } .app-shell{ flex-direction:column; } .sidebar{ width:100%; } }
  .field-row{ display:grid; grid-template-columns:1fr 1fr; gap:16px; }
  .save-bar{ display:flex; justify-content:flex-end; gap:12px; margin-top:26px; }
  .save-bar .btn{ width:auto; padding:11px 22px; }
  .kicker{ font-size:11px; letter-spacing:.08em; text-transform:uppercase; color:var(--gold); margin-bottom:6px; }
  #g_id_wrap{ margin-top:0; }

  /* ---------- Phase 2: portfolio ---------- */
  .gain-pos{ color:var(--emerald); }
  .gain-neg{ color:var(--brick); }

  select{
    width:100%; padding:11px 12px; border:1px solid var(--paper-line); border-radius:3px;
    font-size:14px; font-family:'IBM Plex Sans',sans-serif; color:var(--ink); background:#fff;
  }
  select:focus{ outline:none; border-color:var(--gold); box-shadow:0 0 0 3px rgba(184,135,58,0.15); }

  .alloc-list{ margin-top:18px; }
  .alloc-row{ display:grid; grid-template-columns:170px 1fr 150px; align-items:center; gap:16px; padding:10px 0; border-top:1px solid var(--paper-line); }
  .alloc-row:first-child{ border-top:none; }
  .alloc-label{ font-size:13.5px; }
  .alloc-count{ display:block; font-size:11.5px; color:var(--slate-light); margin-top:2px; }
  .alloc-bar-track{ height:6px; background:var(--paper-line); border-radius:3px; overflow:hidden; }
  .alloc-bar-fill{ height:100%; background:var(--gold); border-radius:3px; }
  .alloc-value{ text-align:right; font-size:13.5px; }
  .alloc-pct{ display:block; font-size:11.5px; color:var(--slate-light); margin-top:2px; }

  .holding-form{ background:var(--paper); border:1px solid var(--paper-line); border-radius:4px; padding:22px 24px; margin:20px 0 26px; }

  .table-wrap{ overflow-x:auto; margin-top:18px; }
  .holdings-table{ width:100%; border-collapse:collapse; font-size:13.5px; }
  .holdings-table th{
    text-align:left; font-size:11px; text-transform:uppercase; letter-spacing:.05em; color:var(--slate);
    padding:8px 10px; border-bottom:1.5px solid var(--gold); white-space:nowrap;
  }
  .holdings-table td{ padding:12px 10px; border-bottom:1px solid var(--paper-line); vertical-align:top; }
  .holdings-table tbody tr:hover{ background:rgba(184,135,58,0.04); }
  .row-sub{ display:block; font-size:11.5px; color:var(--slate-light); margin-top:2px; }
  .row-actions{ white-space:nowrap; }
  .btn-link.danger{ color:var(--brick); }